RE: How to become a billionaire in the next 5 years?
People do not become billionaires by accident. Demystify as many of the variables as you can before you assemble a plan, such as interest rates, tax brackets, dividends and so on. Take a class online or at a university on finance, read books about investing and know the rules.
It’s hard to get ahead if you have debts of any kind hanging over your head. Student loans and credit card debt needs to be paid off as soon as possible. The average annual percentage rates vary anywhere between 20% and 30% which means the balance will end up keep growing if you don’t get on top of it sooner rather than later.